The UK’s top 30 ‘Crash for Cash’ scam hotspots revealed

The Insurance Fraud Bureau (IFB) has today released new figures that confirm the UK’s top 30 worst-affected postal districts for ‘Crash for Cash’ scams.

‘Crash for Cash’ is a common insurance scam which sees fraudsters invent or deliberately cause road traffic collisions, often involving innocent people, to try and get compensation.

The hotspots analysis confirms Birmingham remains the most prevalent area in the UK for the dangerous scam, followed by postcodes in Bradford, Manchester, London and Luton.

IFB analysis of 2.7 million motor insurance claims made across the UK in between 1/10/2019 to 31/12/2020 has identified over 170,000 claims which could be linked to suspected ‘Crash for Cash’ networks.

Rank
PC
Location
Rank
PC
Location
Rank
PC
Location
1
B25
Birmingham
11
B33
Birmingham
21
WS2
Walsall
2
B34
Birmingham
12
WF13
Wakefield
22
BD2
Bradford
3
B8
Birmingham
13
BD15
Bradford
23
BD5
Bradford
4
BD7
Bradford
14
OL8
Oldham
24
B11
Birmingham
5
BD3
Bradford
15
HX1
Halifax
25
HP12
High Wycombe
6
WS1
Walsall
16
M8
Manchester
26
B28
Birmingham
7
BB9
Blackburn
17
LS8
Leeds
27
RM8
Romford
8
BD8
Bradford
18
N9
North London
28
LU4
Luton
9
B27
Birmingham
19
WF16
Wakefield
29
IG3
Ilford
10
RM18
Romford
20
LU3
Luton
30
BD9
Bradford

‘Crash for Cash’ scams can range from paper-based fabrications, or vehicles being damaged behind closed doors, through to the most dangerous where collisions are being caused by fraudsters with innocent road users.

IFB investigations have found single gangs can be behind thousands of orchestrated collisions in some areas, with the combined value of their fraudulent claims running into the millions.

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